Jakarta - The government will continue to increase the participation of low-income people to enter in microinsurance. Insurance segment will be facilitated in terms of distribution, including the recitals or any social gathering activities in the community.
Head of the Insurance Bureau of Bapepam-LK Isa Rahmatawarta say is microinsurance target rural communities such as farmers and fishermen. Distribution patterns will be adapted to local kemunitas such as recitals or social gathering. Although he asserts microinsurance product is not product specific but common insurance products, but emphasizes the aspects of pricing and distribution.
"Do not diangggap the cheaper it is micro, the cost of risk should be greater than the cost of distribution, for the certification agency will be watered down or eliminated production must be simple and easily understood by the villagers," he said in the workshop Micro Insurance Marketplace: Expanding Access to Insurance in Indonesia at the Grand Hyatt Hotel, Jakarta, Wednesday (10/26/2011)
Meanwhile, Chairman of Bapepam-LK Nurhaida admitted the company was making changes in the regulation of insurance, especially in promoting micro-insurance segment.
"We are also currently reviewing insurance regulations as well as making regulations more simple, so cost is not expensive," said Nurhaida.Head of the Insurance Bureau of Bapepam-LK Isa Rahmatawarta say is microinsurance target rural communities such as farmers and fishermen. Distribution patterns will be adapted to local kemunitas such as recitals or social gathering. Although he asserts microinsurance product is not product specific but common insurance products, but emphasizes the aspects of pricing and distribution.
"Do not diangggap the cheaper it is micro, the cost of risk should be greater than the cost of distribution, for the certification agency will be watered down or eliminated production must be simple and easily understood by the villagers," he said in the workshop Micro Insurance Marketplace: Expanding Access to Insurance in Indonesia at the Grand Hyatt Hotel, Jakarta, Wednesday (10/26/2011)
Meanwhile, Chairman of Bapepam-LK Nurhaida admitted the company was making changes in the regulation of insurance, especially in promoting micro-insurance segment.
One concrete manifestation of an increase in micro-insurance program, the World Bank, IFC, Insurance Council of Indonesia Stock Exchange held a First Microinsurance Microinsurance in Indonesia namely Marketplace in Indonesia (dream) two-day dive in the Gran Hyatt Hotel Jakarta.
Chairman of the Indonesian Insurance Council (DAI) Cornelius Simanjuntak said the government and insurance industry needs to play better in educating the poor in terms of insurance benefits. Microinsurance community targeting the middle to lower such as low-income communities, poor and rural communities.
"The Indonesian government and the insurance industry needs to play better in educating the poor regarding the benefits of insurance," he said.
He said Indonesia is a country prone to natural disasters. Thus enabling a village having trouble untul a bounce back. The existence of micro-insurance will protect and assist people affected by natural disaster victims.
Recorded up to now there are 77 million people in Indonesia do not have insurance and savings in banks. They are equivalent to one third of the total population of Indonesia.
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